Savings Accounts

Grow your money with our competitive savings products designed for every financial goal

Open an Account Today

Why Save With Inua Village SACCO?

Competitive Returns

Earn up to 12% annually on your savings - among the best rates in Kenya

Secure & Insured

Your deposits are protected under the SACCO Societies Act

Flexible Options

Multiple account types to match your unique savings goals

Our Savings Products

Regular Savings Account

Individuals starting their savings journey

8%

Annual Interest

Perfect for everyday savings with competitive interest rates and easy access to your funds.

Key Features:

  • Minimum opening balance: KES 1,000
  • 8% annual interest
  • Free deposits and withdrawals
  • Monthly statements
  • Mobile banking access
Min Balance: KES 1,000

Fixed Deposit Account

Members with lump sums to invest

12%

Annual Interest

Lock in your funds for higher returns. Ideal for medium to long-term savings goals.

Key Features:

  • Minimum deposit: KES 25,000
  • Up to 12% annual interest
  • Flexible terms: 3, 6, 12, or 24 months
  • Early withdrawal with notice
  • Compound interest options
Min Balance: KES 25,000

Goal-Based Savings

Families saving for specific objectives

9%

Annual Interest

Save for specific goals like education, home purchase, or business startup with dedicated accounts.

Key Features:

  • Minimum opening: KES 500
  • 9% annual interest
  • Named goal accounts
  • Automatic transfers available
  • Progress tracking dashboard
Min Balance: KES 500

Junior Savers Account

Children under 18 years

10%

Annual Interest

Teach children financial literacy while earning great returns on their savings.

Key Features:

  • Minimum opening: KES 200
  • 10% annual interest (enhanced rate)
  • No monthly fees
  • Financial education resources
  • Parent/guardian oversight
Min Balance: KES 200

Ready to Start Saving?

Join over 8,200 members who are building their financial future with Inua Village SACCO